Hello , Today is World Mental health Day and we want to take a moment to reach out and let you know that if you are struggling there is help available. I myself have awful anxiety and have never hidden away from this or felt shame. Whilst in many
ways it has made me a perfectionist, it has taught me that mental health is not something we can pretend doesn't exist and much like a garden, it is something we have to nurture and be aware of, if not it can spiral out of control quite fast. Often mental health can relate to very real stressors, and financial fear is one of them. Over half of mental health interventions mention finance at some point and it is often named as a key factor for people in crisis. So with the constant pressures of
the cost of living crisis, it is no surprise that mental health issues are at pandemic levels. |
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So whilst mental health struggles are far bigger and more serious than simply feeling happy, my Dad always used to tell me to live in every single moment, as you won't have it again (not in a "toxic positivity" way either - we are allowed to feel pain) and whilst I am elated that this is true when it comes to some life moments,
it forces me to enjoy the minuteua of each day. Nature never fails to make me happy. Days spent with my dog and fresh air help enormously. So every day, I take a deep breath (a really good lung full of air) and let myself really be in that moment. The chaos of the world will rush to consume us, yet the birds will still tweet and nature will get along with its business, regardless of what nonsense Rishi and his cronies put us through. This doesn't let them off the hook either. It just reminds me
that the world is a very big place. Anyway, what do you all do to feel happy? Just one tiny thing that makes you smile. Whether it's your cup of tea before the kids get up or your evening meal - what little moments give you perspective? I would love to hear them. I will compile a list of all of our ways to feel happy and share it with our readers - hopefully it will inspire someone who is struggling. Vicky Parry Head of Content and Creative at MoneyMagpie.com xxx |
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New Podcast: How To Invest Without Being Ripped Off
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On this special episode of the MoneyMagpie podcast, Jasmine Birtles' special guest is Financial Planning Consultant David Ryder, who discusses which investment techniques he recommends (and doesn't), how to improve your investment portfolio and choose good rates of interest and not get ripped off. He also answers some of our readers' questions.
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Watch here
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Five Sure Fire Ways to Save Money from Take-Aways
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It was reported in 2021 that Britons spend an average of £641 per year on take-away. Whilst it is supected this figure has now increased, this is only an average – meaning a huge number of us spend way over that. In fact the joy of eating food, not prepared at home, is closer to £1,628 a year, this is on takeaways and restaurants.
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Make up to £100 per month putting ads on your car!
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You can have ads on your car, just like taxis and buses do. Unbelievable? Not really. If you’re someone who drives around a lot, then loads of people see your car. It makes sense for an advertiser to splash their logo across your bonnet. They’re going to get a lot of eyeballs on that space!
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Cash Stuffing! Let Jasmine show you how it is done...
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As the cost of living crisis rages on, no-one can ignore that money is tight: it’s deeply affecting most of the UK, with Gen Z and Millennials looking for new ways to save. Enter a "new" technique called Cash Stuffing, a way of saving money that’s caught on over the past year: TikTik users have got a hold of it, helping boost awareness by nearly 300%.
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Shoestring Cottage: 20 frugal family activities for Autumn
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The summer holidays are a distant memory and the children have settled back to school. However, Autumn brings a host of potential pastimes, and here are 20 ideas for frugal family activities. Just because summer is over, it doesn’t mean you have to hibernate yet! But even if the weather turns grey, there are plenty of fun things to do as a family, many of them free or at least low cost.
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1in 3 People are reported to use credit to pay rent!
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A new poll from StepChange Debt Charity has recently revealed that 1 in 3 renters are using credit to settle their monthly rental debt, having to cut back on the essentials of life and digging into their savings. We take a deeper look at the issues of the current rental market and into what help (if any) is available.
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Food prices have finally dropped!
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These last few years have been exhausting. There is so little left of a paycheque, post-bills, and our supermarket shop has been a real hike. Even the budget stores have seen a climb in prices and our basic shop has tripled. It comes as a real relief to see that the prices are finally dropping. British Retail Consortium shop price index has shown this week that food prices have in fact lowered for the first time in two years: prices in September were
down 0.1% from the previous month.
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66% of all uni students are targeted by this scam. Make sure you and your child know it is a scam!
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As if cyberbullying, inappropriate content and online predators wasn’t enough for parents to worry about in this high tech age, now there’s a shocking new threat sweeping the nation. Primary and secondary schools across the UK have been urged to hold assemblies warning youngsters about the dangers of becoming a ‘money mule’.
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Inheritance Tax Cuts: Good or Bad? |
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Every newsletter is bursting with money making and money saving ideas, plus exclusive deals, competition prizes and freebies.
Love, Jasmine |
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