Report your rent, build your credit

Emma, the money management app, makes your biggest expense work for you. 

The rent reporting tool improves your credit position without the need to take out a credit card or loan. Keep paying rent as you do today, and Emma will report it to Equifax, Experian, and TransUnion every month.

15 Easy Ways to Improve Your Credit Score

Loans are hard to get if your credit score isn’t perfect. Many of the best credit card deals that we mention are also not available to you if you don’t have the best credit record. But fear not! Even if you have a credit record that makes you want to weep, there are ways of cleaning it up over time.

Effective usage of credit cards to build your credit score

Using a credit card is one thing in the contemporary world we are living in that every individual has to adopt. The process of acquiring a credit card is a huge responsibility. It is crucial when it comes to determining a person’s credit history. If you lack any credit history, you can acquire a credit card today and start building on it. Are you in search of an easy way to establish an excellent credit score? Below are detailed guidelines that you can put into practice.

How to build a credit score fast

So, how do you build a credit score fast when you need to?

Well it depends on your definition of fast! Frankly it’s going to take a few months whatever you do, but see how you can do it in reasonable time here.

12 Things That Might Be Lowering Your Credit Score

Even the smallest of issues on your credit score could affect your eligibility for big things like a mortgage, loan, or credit card. It can even affect whether you can get a mobile phone contract!