Hi ,
Hi there!
Here’s a little truth bomb that surprises most people:
your savings aren’t actually safe anymore.
Sure, the money’s sitting there. But inflation is quietly eating into its value every single year.
If inflation averages 3% a year (and it’s been higher recently), that means £10,000 in your savings today could be worth just £5,500 in real terms after 20 years!
That’s not safety, that’s an almost 50% loss!
Meanwhile, smart investors are putting their money to work in things like stocks, ETFs and index funds, where there’s real potential for growth over time.
Yes, markets go up and down. But history shows they tend to trend upward in the long run.
So if you’ve been relying on your
savings account to build your future wealth, it might be time to think differently.
Here are 3 simple steps you can take today:
- Review your savings rate: Check how much interest your bank is paying. If it’s less than inflation (it probably is), your money is losing value.
- Do the “inflation test”: Use
an online inflation calculator to see what your savings today will be worth in 10, 20, or 30 years. The results might shock you.
- Explore your investing options: You don’t need thousands to start. Platforms like eToro, InvestEngine or Hargreaves Lansdown make it easy to begin with as little as £25–£50.
Want to learn how to start investing confidently, even if you’ve
never done it before?
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Let’s make your money work
as hard as you do.
