Hello Magpies, It’s Vicky here — and I’m very excited to share some brilliant news as we head into the festive season! 🎄✨ We’ve officially launched the MoneyMagpie Shop —
our brand-new line of specially designed merch created just for money-minded Magpies. From savvy slogans to practica goodies, it’s all crafted with you in mind. And that’s not all… This year the whole team is taking part in Vlogmas! Every single day in December we’ll be posting over on
YouTube — sharing behind-the-scenes fun, exclusive Christmas savings tips, clever gift ideas, and more. We’re also planning a truly incredible giveaway (it's Golden), so make sure you’re subscribed to the channel to be in with a chance to win. Of course, it wouldn’t be Christmas without a Very Important Mince Pie verdict. We’ve tasted, tested and (enthusiastically) argued our way to choosing the best supermarket mince pie for both price and flavour this year — and the winner might surprise you. We’ve also rounded up the latest subscription
deals, including some brilliant freebies and limited-time bargains you won’t want to miss. Plus, an important update on changes to savings protection, and a clear, compassionate answer to a question sent in by the relative of a recently deceased
reader: “What happens to my dead wife’s pension?” We explain the rules so you know exactly what steps to take. I’ll leave you with a fitting quote from Wicked as we head into a busy, sparkling December: “It’s time to trust my instincts, close my eyes… and leap.” With love, Vicky Parry & the MoneyMagpie Team 💚 |
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Message from our sponsors |
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Get 2% Cashback on your ISA with Quilter Invest
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Looking for a smarter way to grow your money? With Quilter Invest you can earn 2% cashback on your deposits or transfer made until December 31st, 2025 - up to £200 on £10,000 invested. Quilter Invest makes investing simple, transparent, and open to everyone, not just big spenders. Whether you’re starting small or ready to grow your wealth, the Quilter Invest app helps you invest with confidence and track your goals all in one place. Download the
app today, use promo code FIRST25, make your deposit(s), and watch your money, and your cashback, start working for you. Remember that with investing your capital is at risk. Join Quilter Invest now and claim your 2% cashback. Offer ends December 31st. Terms and conditions apply
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An Easy Way to Earn 4.28% Tax-Free This Year
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I love finding ‘guaranteed’ ways to make my money grow, especially when it’s tax-free! There’s something really satisfying about knowing exactly what return you’re going to get, without worrying about market ups and downs. It makes planning my finances feel so much easier. That’s why I got excited when I came across the 1-Year Fixed Rate ISA from Vida Savings, which pays a 4.28% AER. In a world where savings rates seem to change every five minutes,
locking in a solid rate for a year feels like a win. Correct as of 18/11/2025
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Theatre Tickets for Top London shows from Just £10
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Enjoy fantastic deals on brilliant shows, with tickets available from just £10 to £60 in Official London Theatre’s New Year Sale. From exciting new productions like The Devil Wears Prada, Disney's Hercules, Just For One Day - The Live Aid Musical, My Neighbour Totoro and The Producers to favourites including Back To The Future - The Musical, Hamilton, MJ The Musical, Mamma Mia!, RSC’s Matilda The Musical, The Mousetrap, The Phantom Of The Opera, The Play
That Goes Wrong, Starlight Express, Stranger Things: The First Shadow, Six and Wicked, there’s something for everyone to enjoy.
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Book Now
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Get Xmas Sorted for Less!
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Treat your loved ones (or yourself) to the gifts they really want this year; from games & consoles, phones, computers, & electronics; all with a 5-year warranty.
In a rush? Start online and skip the queues with Click & Collect. Got unwanted tech from Christmases past? Trade it in at CeX for instant cash and get even more for less.
CeX is rated ‘Great’ on Trustpilot with nearly 500,000 reviews.
Stores nationwide and
online at webuy.com.
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New UK Savings Rule: Deposit Protection Raised to £120,000 – What Savers MUST Know Now
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In a major win for UK savers, the Government and regulators have confirmed that from 1 December 2025, the Financial Services Compensation Scheme (FSCS) deposit protection limit will increase from £85,000 to £120,000 per person, per authorised institution. The change happens automatically, so savers don’t need to opt in — but it does mean now is the perfect time to reassess how your
money is spread across banks and building societies.
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A Reader Asks: My wife died before her State Pension came in – will I be entitled to any of it?
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The rules around State Pension inheritance can be complex, especially since they depend on whether your spouse was on the old or new system, deferred her pension, or reached State Pension age. Let’s break down what applies in November 2025.
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The Best – and Very Cheapest – Mince Pies at UK Supermarkets This Christmas (2025)
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It’s that warm, festive moment when the smell of spiced fruit and buttery pastry reminds you Christmas is coming. Mince pies are a timeless tradition – their roots go back to medieval times, when they were made with meat, fruit and spices. Over time, they’ve evolved into the sweet, fruity pastries we love today. We have lovingly sampled
what is available and compiled the ultimate guide to Mince Pies - both dairy and vegan options included.
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4 Months FREE Amazon Music
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Amazon Music is a streaming platform for music and, thanks to the Audible crossover, also a free audiobook each month. It's usually £10.99 a month but for a limited time only you can claim 4 months free to try it out (cancel before the trial ends to avoid being charged).
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Free Month Kobo Plus
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Kobo Plus is similar to Kindle, with access to thousands of eBooks and audiobooks every month for a flat fee. Choose the book or audio only deals (£8.99) or combined (£11.99) for unlimited reading and listening. Grab your first 30 days free to try it out - and you don't need a Kobo reader, as the app works on all devices.
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Two Months Free Readly AND 35% Off
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Here's a stackable deal that will appeal to avid readers of magazines and newspapers! Claim two months' free Readly with our exclusive free trial here. And then get yourself a Readly Gift Card to save on your paid subscription (which is usually £12.99 a month).
Buy now, redeem before your free trial ends. Save £8 on three months, £20 on six months, or a huge £47 on 12 months.
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Deals of the week: Subscriptions Special |
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Kindle Unlimited Just 99p for Three Months
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A Kindle Unlimited subscription gives you access to thousands of books, magazines, and audiobooks every month. It's usually £9.49 a month, but thanks to a Black Friday deal, you can get three months' Kindle Unlimited for only 99p. Hurry, limited time only! (P.S. When you've signed up, remember to check out our latest book, Everything You Need to Know About Pensions).
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50% Off Paramount Plus
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Whether you're a new or existing customer, you can claim a whopping 50% off in their Black Friday deal. Get either three months at 50% off if you choose the monthly plan, or a whole year at 50% off on the annual plan - saving you almost £50 for the year.
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Apple TV £4.99 a Month for Six Months
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Apple TV hasn't pushed itself as hard as some streamers but it has a reputation for high-quality, high-budget, award-winning shows. You can grab a six-month subscription for just £4.99 a month instead of £9.99 a month to try it out thanks to their Black Friday deal.
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OpenRock S2 Bone Conduction Headphones Only £28.99 for Black Friday
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We've reviewed the OpenRock S2 Bone Conduction headphones before, and they're perfect for staying safe while exercising or commuting while still listening to your audio. Once you've signed up to your Kindle, Kobo, Audible and streaming trials, make sure you've got great - safe - listening options
with the OpenRock S2s, which are usually £79.99.
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SURPRISE! MoneyMagpie is Doing Its First-Ever Vlogmas This December!
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We’ve got some exciting news for all MoneyMagpie fans! For the very first time, we’re doing a full-on Vlogmas series, and it’s kicking off on December 1. That’s right – every single day throughout December, you’ll be able to watch brand-new videos from Jasmine Birtles, Vicky Parry, and Ruby Layram, each bringing their own unique style to money, lifestyle, and investing.
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Wednesday 19th November BBC Radio Wales - Inflation Thursday 20th November BBC Radio London - Money Hour Saturday 22nd November Mirror - Black Friday Scams Mirror - Your Rights to Return Christmas Gifts Mirror - Pension Warning BBC Radio Gloucester - Freddo
Index Channel 5 News - Ofgem Price Cap Rise Sunday 23rd November Newsquest - Print Titles - Bookish Gifts for Avid Readers Monday 24th November BBC Radio 5 Live - State Pension |
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LIKE WHAT YOU’VE READ?
If you think your friends or family will find this newsletter helpful, you can email it to them.
Every newsletter is bursting with money making and money saving ideas, plus exclusive deals, competition prizes and freebies.
Love, Jasmine
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