Hello Magpies, I hope you’ve all had a chance to breathe a little over the festive season. Remember: the year isn’t a race, and it’s perfectly okay to go easy on yourself. After the downtime of Christmas, though, it can be fun—and even a little satisfying—to start looking ahead, planning, and taking stock of your finances. And that’s
exactly what we’re here to help you with! This month, we’ve got plenty of practical tips and guides to make your money life a bit smoother: ISAs and the Budget: Wondering what to do with your ISAs after the latest budget news? We’ve got you
covered. Getting into good habits: From building positive routines to scoring free and discounted gym memberships, it’s easier than you think. Cold weather payments: Find out if you’re eligible for a little extra help this winter. Financial changes ahead: All the key updates you need
to know for the year. And to soften the blow of all those numbers, we’re also running a fun cash giveaway—because who doesn’t love a little extra in their pocket? Here’s to a gentle, planned, and rewarding start to the year. With love,
Vicky Parry & the MoneyMagpie Team
💚
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How to Maximise Your Cash ISAs Before the Budget Changes
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If you’ve been happily stashing money in your Cash ISA, there’s a big shake-up coming. From April 2027, under‑65s will see the annual allowance drop from £20,000 to just £12,000. Here’s how to make the most of your savings while you still can.
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UK 2026: Every Confirmed Money Change – and When It Hits
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Every year, headlines scream about financial shake-ups that may or may not ever happen. For 2026, we’ve cut through the noise.This guide lists only confirmed UK-wide policy changes that are already written into law or formally published by the government. If it’s included here, it’s happening. If
it’s not, it’s either unconfirmed or political speculation.We also explain who each change affects, when it starts, and what you should do now to protect your money.
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Cold Weather Payment Due to Current UK Freeze
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If you’re on a low income, or certain benefits, you can get a Cold Weather Payment from the government, as hundreds of postcodes in England and Wales will receive £25 over the next two weeks.
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Gym Membership Deals January 2026 – Plus Free Ways to Get Fit Without the Pressure
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January often comes with a lot of noise around “New Year, New You” — but getting fitter shouldn’t mean putting pressure on yourself, signing up for an expensive gym contract or focusing on weight loss. At MoneyMagpie, we believe fitness should be about feeling stronger, having more energy and supporting your mental wellbeing — not punishing routines or unrealistic goals. Whether you want a gym deal, something
completely free, or a low-cost alternative like group training, here’s what’s available right now at the start of January 2026 — plus plenty of pressure-free ideas to help you move your body in a way that feels good.
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HAPPY New Year! MoneyMagpie’s free cash giveaway For 2026
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Who doesn’t love a little cash giveaway to kick off a new season? 2026 is here and we’re here to brighten your January up. At MoneyMagpie, we love treating our readers, and this month we’re giving five lucky winners a £10 cash prize each – the perfect pick-me-up to celebrate the start of of the year.
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How to Get Into Investing in 2026 as a Complete Beginner
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If you’ve ever thought “I should really start investing… but I don’t know where to begin”, you’re not alone. Investing can feel confusing, risky, and let’s be honest, a bit intimidating. But, getting into investing in 2026 is easier, cheaper, and more beginner-friendly than ever before. You don’t need thousands of pounds, a finance degree, or insider knowledge. You just need a clear starting point. This guide will walk you through exactly how to
get into investing, step by step, with practical tips you can actually use, even if you’re a complete beginner.
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LIKE WHAT YOU’VE READ?
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Every newsletter is bursting with money making and money saving ideas, plus exclusive deals, competition prizes and freebies.
Love, Jasmine |
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