63 things that will make you smile in 2015; Win a £100 House of Fraser voucher; National Debt Awareness Week

Published: Tue, 01/27/15

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Dear ,

This week is National Debt Awareness Week - a lot of people are struggling with debt at the moment. Don't worry if you're one of them. Here's how we can help you:

Before you do anything, sign-up to our free debt busting action plan. Done that? Good.

Next read our 6 ways to take control of your life and deal with your debts today which will show you exactly where to turn for a solution.


Also, don't forget this is your last week if you're filling out your online self-assessment tax form! Here to guide you is our definitive guide to self-assessment.

Don't worry though, it's not all doom and gloom. With Blue Monday, debt and tax deadlines it can be hard to see the bright side - so read our 63 things that will make you smile in 2015. 

Want another reason to smile? Ok then - how about the EXCLUSIVE chance to win £100 worth of House of Fraser vouchers? Scroll down to find out more.

We've got some great exclusive offers for you this week as well including a 10-in-1 steam mop for only £34.99 and an online survey that pays you £1 just for signing up!

Check your inbox next week for more great money makers, money savers and subscriber-only offers.

Which one of your friends could most use a cheering up? Share the love and forward this email on to them - let's put a smile on their face.

Love,
Jasmine

PS. Have you switched your current account recently? If not, why? It's never been easier.

It now only takes seven days to switch and many banks will be happy to offer you a better deal to get your custom.

There was a 12% increase in the number of people who switched last year, so don't miss out - get switching!

Use our current account comparison tool to find the best deal for you or, if you're still not sure, read our article - people have gotten wise and switched their bank accounts - have you?

PPS. Ooh, one more thing. The euro is currently really weak against the pound at the moment - 75p gets you one euro - so think about taking advantage of this.

Pick up some euros for your next holiday - it's worth cashing in now in case prices rise. Find out more - take advantage of the euro tumble.
 

What you must do this week
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Turkey all inclusive holidays from just £289

Fancy a nice getaway?


This is the perfect opportunity to put your feet up and let all the stress pass you by.

Plus you'll be able to use the euro in many of the tourist areas so you can take advantage of the great conversion rate.
 
Avoid bank fees on international money transfers


Specialist foreign exchange brokers deal directly in the currency markets, missing out the middlemen and getting you as close to the ‘interbank’ rate as possible.

You could typically save 3-4% of the total transaction value when compared to a retail bank and they won’t charge you a transfer fee on top - imagine what you could buy with the cash you save!

Remember to check that the firm you use is regulated by the Financial Conduct Authority and holds your funds in segregated client bank accounts.


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Make easy money from the comfort of your sofa

Fancy making money in your pajamas without any effort? 

Sign-up to InboxPounds and earn cash for reading emails, completing surveys, watching videos and more.

You even get a pound just for signing up!

Join InboxPounds and start earning some extra cash today.
 
scroll down to find out how to deal with payday loan debt
 

EXCLUSIVE: Win £100 worth of House of Fraser vouchers
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How would you like to get your hands on £100 to spend at House of Fraser?

Well this week you can, an entering couldn't be easier.

All we want you to do is visit our article 'Reasons to be cheerful: 63 things that will make you smile in 2015' and leave a comment telling us what you're cheerful about this year.

Leaving a comment enters you into the competition.

We want to hear what you're happy about - whether it's a new job, friends, family or whatever - we want to know!

The competition will close at midnight on Monday 2nd February and the winner will be announced in next week's newsletter.
 

Is it worth switching my current account?
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Click on the above image to play.

Could you get a much better deal by switching your current account?
Is switching really hassle free?
Why did so many people switch last year?

This week Jasmine takes a look at whether you should switch your current account.

If you have a financial question, email info@moneymagpie.com with ASK JASMINE in the title.  
 

6 ways to take control of your life and deal with your debts today
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If you're struggling with debt, what support is out there for you?

Being in debt is a very scary place to be but you don't have to deal with it alone.

From friends and family to free debt advice services, there are a lot of places you can turn for help.
 
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How to pay off your payday loan debt
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Payday loans have surged in popularity recently but, due to high interest rates, they have left many people in debt.

If you're struggling with payday loan debt there are several steps you can take to help you take back control of your finances.
 
scroll down for exclusive offers
 

Self Assessment - The definitive guide
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Stressed you're not going to make the self assessment deadline?

Is there a part of it you don't understand?
 

Luxury for less
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Win prizes for your opinions

Do you have something to say about your internet provider?

Maybe you have a few thoughts about your mobile phone?

By signing-up to WISEAD for free you can help shape the future of new and existing products.

In return you're entered into a monthly prize draw where you can win up to £100 worth of vouchers.

Sign-up here
 
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Get 50% off a holiday

Right now lastminute.com are offering you the chance to save up to 50% on a winter holiday.

Because the Euro is so weak against the pound now is the perfect time to visit a European country so you can make some great savings.

Get up to 50% off here

 
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Back by popular demand - 50% off Jamie Oliver cutlery set


It comes with all the cutlery you'll need, with a 15 year guarantee for peace of mind, plus you'll make a saving of £35  - what will you spend that extra cash on?

Buy yours here

 
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Save £65 on this 10-in-1 steam mop

This multi-functional steam mop can be used to clean carpets, curtains, ovens, windows, clothes and more.

Make your house spotless with just this one device - think of the space you'll save!

For a limited time only you can get yours for £34.99 - saving you £65!

Get yours here

 

Community
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There are so many rip-offs and frauds going on in the UK now that we think it's important to let you know of the latest ones as soon as we hear them.

This week we take a look at dodgy financial advisers.

Read our rip-off Britain blog
 
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This is our brand new 'What to do tonight' blog. We’re always looking around for bargain entertainment and we want to tell people about it when we find something good. 


Read our What to do tonight blog

 
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Read Justin Urquhart Stewart's finance and investing blog for his sharp brain and his wicked sense of humour.

Read our finance and investing blog

 
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Razwana Wahid is a writer at YourWorkisYourLife.com – a web-based copy-writing business for service providers who want to turn dull, corporate text into personality-filled language that speaks to your customer’s needs, and sells.


Read Razwana's blog

 
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Find brilliant money-saving recipes courtesy of our food columnist Sarah Lockett.

This week Sarah takes a look at how to make some (nice) green juice.

Read our food blog

 
Like what you've read?

Every newsletter is bursting with money making and money saving ideas, plus exclusive bargains and competitions.
 

This is your free email newsletter from Moneymagpie.com, the site that helps you take control of your finances and build a richer life. Nothing in this email should be taken as financial advice - please do your own research based on your own specific circumstances. Any action taken is at your own risk.

We won't try to sell you anything, or give your details away to other people. Promise.