Get that loan or credit card you desperately need

Published: Tue, 07/26/16

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Hello , 

Are you really struggling financially at the moment? If so, don't worry, you're not alone.

If you desperately need a loan or credit card, whether for a new car, short break or whatever, then the first thing you need to do is sort out your credit score. 


We're also giving you the chance to win 12 months free access to CreditExpert (worth £179.88) to help you get on top of your credit score.

We're here to help, so check out the articles in this newsletter if you're struggling. 

Love, Jasmine
THIS WEEK'S LATEST DEALS
Win a CreditExpert membership

COMPETITION

This month, one lucky winner will win free access to CreditExpert for 12 months, worth £179.88.

A good credit score could help you get the latest deal that you want, such as an interest free credit card.

Whether you want a summer getaway, to finance something for your home or just to treat yourself, a good credit score will help you get the credit card or loan that you need.

Enter today  
Free cinema tickets

FREE tickets to Finding Dory

Wanting to treat your family to a cinema trip to see the latest Pixar movie but can't afford it?

Then sign-up to TopCashback (absolutely free) and they'll give you free cinema tickets to see Finding Dory.

Plus, as a TopCashback member, you'll be able to get cashback on purchases in a wide variety of stores both online and in the high street.

Get your free tickets  
Invest in property

Invest in Manchester City Centre apartments

According to the latest research from Totally Money: Manchester Ranks 4th in terms of rental yields on buy-to-let property. HSBC ranked Manchester as the highest capital growth in 2015.

There is an £800 million pound regeneration project in central Mancheste, known as NOMA, which is a 20-acre regeneration of urban land owned by The Co-operative Group and Hermes Real Estate. There is a boutique development of 66 stylish apartments being constructed in the epicenter of the regeneration zone which is only 6 minutes walk from Manchester Victoria station.

The specific Manchester buy to let property being developed has starting prices from £189,000 with a projected net income of 6.5% per annum. There is a launch price offer with a 10% discount available until the end of August. As a result of Brexit, it is projected that there will be a future shortage of labourers and building contractors which would see the cost of new developments increase.*

Find out more  
TRENDING MONEY NEWS

Getting your credit report in shape can be important when you’re making an application for a loan or a credit card.

In a nutshell, credit lenders are looking for evidence that you’ll be a responsible borrower and likely to repay what you owe them.

Read our 5 simple ways you could improve your credit report so that your application for a loan or credit card will be accepted.

Improve your credit report

‘Being on a budget’ may have once come with a stigma, but now budgeting is a common sense solution for a lot of Brits.

In fact, 60% of Brits admit to being on a weekly or monthly budget with the best savers managing to save £400 a month.

Read on to find out more advice on how to budget.

Save £400 a month

There’s strength in numbers, they say, but did you know there’s also money-saving to be had if you’re buying in bulk?

Everything from food to energy, holidays to nappies could be bought cheaper if you buy a lot in one go.

Here are ten cool ways to save when you buy in bulk.
bulk buying

Planning the family fun, such as holidays, this year could present us all with some exciting challenges.

But don't worry, there are literally hundreds of ways to be thrifty without compromising on fun!

Whether you stay for a week or just for a day you can find exciting activities, whatever the weather and whatever the budget.
Family fun

Are payday loan worries keeping you awake at night?

Don't suffer in silence!

There is expert advice available and the Financial Ombudsman Service is an excellent place to start.

Read our article to find out what you should do if you're anxious about a payday loan.
Payday loans

Competition winner

Congratulations to Elisa Cartwright, you're the winner of the Dashcam worth £159.99.

The prize is on its way.

If you'd like to win one of our great prizes then don't forget to enter our popular competitions - somebody's got to win!
Competition winner
*Remember, investing in property should be for the long-term and it could take some time to sell the home you needed to get at your cash quickly. Make sure you get proper advice from an independent financial advisor before you commit any money to any scheme, including this one, and never borrow more than you can afford to pay back each month. Interest rates could rise at any time which would make your monthly mortgage payments higher.
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Every newsletter is bursting with money making and money saving ideas, plus exclusive deals, competition prizes and freebies.

Love, Jasmine