A better credit report could increase your chances of acceptance for a credit card or loan.
3 simple ways you could improve your credit report to get credit cards and loans
- Keep balances low, the lower your overall balances, the better for your credit rating
- Try not to make too many applications for credit in a short space of time
- Review your credit report regularly
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Each time
you apply for credit, lenders look at your credit report, as well as other information within your application and any information they may already have on you (if you're an existing customer), to work out a credit score for you.
Experian has helped over 400,000 people improve their Experian Credit Score to "excellent". *Correct at May 2016