Wondering how your credit score works, what the difference is between a 'soft' and a 'hard' search and how to apply for a credit card through an app?
MoneyMagpie answers all of those questions and more as we try out the brand new credit card and app, Wave!
Wave first sparked our curiosity as it's an app based credit card. And, we were excited to see that Wave checked our eligibility up-front with no credit score impact.
A quick lippy check, a selfie, and a photo of our ID was all that was needed to safely verify our identity in a few simple steps - although, we're pretty sure they weren’t looking for an Instagram glamour shot.
And, after passing the affordability and security checks and a quick set-up, with Wave's temporary card feature, we were able to pay for our shopping all in one trip!
Read more about MoneyMagpie's own experience with Wave's 100% online credit card application journey!
